Excuse me waiter, there's a fly in my blouse

So I'm riding home and suddenly an insect of some sort flies down my blouse and starts buzzing around.

Zut alors! 

This is not a good situation to be in while both hands are on the handle bars trying to negotiate traffic. I do manage to waft my blouse with one hand and the insect finally frees itself. Phew...  accident averted.